Lending Operations (MSME)

Commercial banks and MFIs request consulting services to strengthen and/or expand their micro, small, and medium enterprise (MSME) lending operations. The scope of work can range from focusing on improving selected areas to building up MSME lending operations from scratch.

The competitiveness of MSME lending operations depends on the ability of a financial institution to perform in the following three key areas:

Profitability
Effective risk management
Customer oriented approach

Combining expert knowledge with extensive experience working in the sector, BFC's consulting services focus on improving performance in the following three modules:

  • green-fielding—setting up MSME lending operations from scratch in a newly established institution
  • downscaling—implementing MSME lending operations in a commercial bank which has only focused on corporate lending
  • strengthening competitiveness—support MFIs and banks engaged in MSME lending to identify potential for improvement of lending operations and to implement recommendations.

Consulting components

Consulting components