Portfolio Audit

Loan portfolio audits are conducted to evaluate the portfolio quality and to identify specific risks.

Often, portfolio audits are conducted as part of the valuation of a financial institution.

A loan portfolio audit includes the following components:

  • review of credit policies and practices
  • analysis of portfolio reports
  • in depth review of sampled loans

Experienced BFC consultants use structured questionnaires and detailed upfront analysis of available information and data to ensure maximum efficiency during onsite visits. Findings are summarized and prioritized by importance, followed by recommendations and conclusions.

Audit scenario sample

Audit scenario sample